Personal Cards
Swiping has never been more rewarding!
Debit Cards
Simple, secure everyday payments.
BIBD Standard Debit Mastercard
Eligibility
- Brunei Citizens, Permanent Residents and Foreigners.
- Individuals aged 18 years & above and have a Savings account with BIBD.
Hassle-Free Transactions
- Say goodbye to the hassle of carrying cash and counting change. Easily make payments at various merchants with just a swipe or a tap.
Secure
- Enjoy the convenience of electronic payments while having the peace of mind that your financial information is safeguarded, empowering you to transact with confidence.
Fees
- No annual fees!
- Refer to the Bank's Schedule of Tariffs for related fees.
Al- Wakalah Bil Ujrah (Agency with fee)
The Bank will act as an agent (“Wakil") by providing Direct Debit Point of Sales (POS) service and cash Automated Teller Machine (ATM) withdrawals service to Cardholders for a prescribed fee.
Credit Cards
Flexible spending with added rewards.
BIBD Classic Credit Mastercard
Eligibility
- Brunei Citizens, Permanent Residents and Foreigners.
- Primary Cardholders – Individuals aged 21 years & above.
- Supplementary Cardholders – Individuals aged 18 years & above.
Benefits
- Convert purchases into an affordable 0% monthly installment scheme with BIBD Easy Payment Plan.
- Please refer to Terms & Conditions.
Convenient & Secure
- Enjoy the perfect blend of convenience and security as you make quick and effortless payments at various merchants and online, knowing that our security features ensure your transactions are always protected.
Reward
- B$1 spent = 2 hadiah points.
Takaful Coverage
- Not Available.
Al-Wakalah Bil Ujrah (Agency with fee)
BIBD is acting on behalf of the Cardholder to administer the Cardholder’s payment to the Merchant and managing the Card Account with the imposition of a prescribed fee.
Al-Kafalah bil Mal (Financial Guarantee)
Financial Guarantee – BIBD guarantees the Merchant for the Cardholder’s payment for the goods or services provided by the Merchant.
Virtual Cards
Secure online payments with extra protection.
BIBD Virtual Prepaid Mastercard
Eligibility
- Brunei Citizens, Permanent Residents and Foreigners.
- Individuals aged 18 years & above and have a Savings Account with BIBD.
Reality in the virtual world
- This virtual card opens the door to seamless and secure money transfers and payments.
Convenient & Secure
- Enjoy the flexibility of making online payments without the need for a physical card, while our security features ensure that your transactions are protected.
- Streamline your shopping experience, withdraw at BIBD ATM’s without a debit card and many more.
Pay with your NEXGEN Wallet
- You can now perform transfers easily to any of your phone contacts with a BIBD Virtual Prepaid card. No more typing down those long account numbers!
Other things you can do with Virtual Prepaid:
- Cardless Withdrawal
- QuickPay
Fees
- No annual fees!
- Please refer to the bank’s Schedule of Tariff for related fees.
How to send e-Duit Raya via BIBD NEXGEN Wallet (QR Code)
Al-Wakalah Bil Ujrah (Agency with fee)
The Bank will act as an agent (“Wakil”) by providing Direct Debit Point of Sales (POS) service and cash Automated Teller Machine (ATM) withdrawals service to Cardholders for a prescribed fee.
BIBD Hadiah Points
A Reward Point feature awarded to you whenever you use your BIBD Credit Card.
Hadiah Points can be redeemed for cash, air miles, fee waiver, donation to charities, bill payment, purchase of prepaid credits and QuickPay payments.
How can I earn Hadiah Points?
Hadiah Points can be earned by simply paying with your BIBD Credit Cards. The more you spend, the higher the points you'll be awarded.
How to check on my available Hadiah Points?
Log in to BIBD NEXGEN Online or BIBD NEXGEN Wallet: Click Account Services and then Hadiah Points.
Please take note of the expiry date of your Hadiah Points. Ensure that you redeem them before the expiry date to enjoy the benefits of your Hadiah Points. You may also check it from your latest Credit Card Statement.
What can I redeem with my Hadiah Points?
Convert your Hadiah Points to Cash!
- Call our BIBD Contact Centre at 2238181,
- Chat with our Contact Centre Agent via BIBD NEXGEN Wallet Mobile Chat, or
- Visit any BIBD Branch near you for cash redemption over the counter.
Please take note that you must have a minimum of 4000 Hadiah Points to convert it into cash.
Lounge Access Benefits:
- Visa Platinum – Enjoy access to airport lounges at a preferential rate of USD32. For more information, click here.
- BIBD World Mastercard – Enjoy 12 complimentary visits to 1,300 airport lounges worldwide per year. For more information, click here.
