General Saver

A general savings account which grants you easy access to your money.

Features & Benefits

  • Worldwide access to your account with the BIBD Debit Card
  • Largest network of ATMs and bank branches
  • Foreign currencies and remittances facilities
  • Track your transactions through BIBD NEXGEN Online & Mobile
  • Pay your Zakat conveniently using our Zakat counter services
  • Shariah Concept
    • Wakalah

      The Depositor ("Muwakkil") enters into a Wakalah Agreement with the Bank ("Wakil") and deposits a certain amount of money to the Bank to be utilized and invested in profitable Shariah-compliant transactions. The Depositor will be offered the expected profit rate from the Investments and the Bank will earn a Wakalah fee for the service rendered. Any amount that the Bank earns in excess of the Depositor's expected profit (after deducting the Wakalah fee) will be retained by the Bank as incentive

  • Eligibility
    • Brunei Citizens and Permanent Residents
    • Foreign Citizens with valid work / student permit
    • Individuals aged 18 and above.
  • Required Documents
    • Original identity card or passport
    • Original birth certificate (for dependent account)
    • Proof of employment* (latest salary slip, letter of employment or valid Staff ID)

    • *required for first time account opening and any changes to the employment (for existing customers)
  • Requirements
    • Minimum opening deposit and monthly balance of BND 50.00 is required
  • Fees
  • Profit Distribution
    • The profit distribution is on a monthly basis.

For more details, please refer to the Bank's Schedule of Tariffs or the list of applicable rates for this product.

Please read this Product Disclosure Sheet before you decide to take the General Saver. Be sure also to read the General Wakalah Terms and Conditions of Deposit Products.

Click to view General Wakalah Terms & Conditions of Deposit Products in English and Malay.

Guaranteed protection up to maximum BND 50,000.00 per depositor under the Deposit Protection Order 2010.

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