UICE Account

A current account that caters for all unincorporated organisations. It is also offered to societies or associations that are registered with the Royal Brunei Police Force (RBPF).


  • Monthly bank statements are given to help you track your transactions and account balance.
  • Foreign currencies and remittances facilities.
  • Access your account anytime, anywhere through BIBD BizNet.
  • Settle your bill through online bill payment.
  • Shariah Concept
    • Wakalah
      The Depositor ("Muwakkil") enters into a Wakalah Agreement with the Bank ("Wakil") and deposits a certain amount of money to the Bank to be utilised and invested in profitable Shariah-compliant transactions. The Depositor will be offered the expected profit rate from the investments and the Bank will earn a Wakalah fee for the service rendered. Any amount that the Bank earns in excess of the Depositor's expected profit will be retained by the Bank as Ju'alah (Commission).

  • Eligibility
    • Mosques.
    • Government schools.
    • Welfare bodies within Government Departments.
    • Non-profitable organisations and associations.
    • Sports associations.
  • Required Documents
    • Authorisation letter by the central or reporting authority of the applying organisation.
    • Original copy of identity cards of the signatories.
    • Certified extract of Minutes of Meeting of the organisation relating to the opening of the Account with BIBD and the appointment of the authorised signatories duly authorised to operate the account.
    • Certificate of Registration of Society.
  • Fees and Charges
    • Cheque Book Fee

      BND 0.10 per cheque leaf, up to BND 5.00 per book (50 leaves). Account will be automatically closed if returned cheques occur six (6) times or more within twelve (12) months.

    • Early Closure Account Fee is waived.

Click to view Product Disclosure Sheet

Click to view General Wakalah Terms & Conditions of Deposit Products in English and Malay.

Stay Connected

Get the BIBD Mobile App