Securities

Mutual Fund

Mutual fund is an investment that allows investors with similar investment goals and objectives to pool their money in a diversified portfolio.

A professional fund manager will manage and trade the pooled money in securities, such as stocks, Sukuk and money market instruments to match the fund’s investment objectives.  

  • Benefits
    • Professional Management
      Mutual fund is managed by professional fund managers who have the expertise, experience and resources to actively buy, sell, and monitor investments.
       
    • Affordability
      Allow you to access investment opportunities, which may be too costly for you to invest as an individual.
       
    • Diversification
      Mutual fund can invest in a wider range of assets such as cash, stock and Sukuk. The diversification allows you to reduce the risk of one particular stock or sector.
       
    • Liquidity
       Provide you with easy access to your money with the redemption of the shares of mutual fund at a relatively short notice.
       
  • Shariah Concept

    You appoint BIBD Securities as its Wakil (Agent) under the Shariah contract of Wakalah, to purchase, sell, switch or transfer mutual fund on your behalf. As an agent, BIBD Securities is entitled to a Wakalah fee.

  • Investment Risks

    Refer to the relevant mutual fund's Prospectus for more information on the investment risks.

  • List of Mutual Funds

    NCB Capital

    Fund Name Net Asset Value Factsheet Prospectus
    AlAhli Asia Pacific Index Fund
    See Here
    See Here
    See Here
    AlAhli Europe Index Fund
    See Here
    See Here
    See Here
    AlAhli Healthcare Trading
    Equity Fund
    See Here
    See Here
    See Here
    AlAhli North America
    Index Fund
    See Here
    See Here
    See Here

    Franklin Templeton Shariah Funds

    Fund Name Net Asset Value Factsheet Prospectus
    Franklin Global Sukuk Fund
    See Here
    See Here
    See Here
    Templeton Shariah Global
    Equity Fund
    See Here
    See Here
    See Here

    Franklin Templeton Mutual Funds Promotion


    More details here
  • Monthly Investment Plan

    A Monthly Investment Plan (MIP) allows you to grow your wealth gradually by buying units of mutual fund on a given date each month. You can take advantage of Dollar Cost Averaging by buying fewer units when the price is high and more units when the price is low. Investing a fixed amount every month over a period of time manages market risks and fluctuations and allows you to benefit over time.

    Below illustration shows you the benefits of Dollar Cost Averaging.

    Assuming you invested a lump sum of $1,000 in Month 1 and $200 every month into a MIP for 5 months. The average unit cost of MIP is lower than lump sum investment.

    Month Price Per Unit Lump Sum Investment MIP
    Units Purchased Invested Amount Units Purchased Invested Amount
    1 $10 100 $1,000 20 $200
    2 $8 0 0 25 $200
    3 $6 0 0 33.3 $200
    4 $8 0 0 25 $200
    5 $5 0 0 40 $200
    Total   100 $1, 000 143.3 $1,000
    Average Unit Cost   $10
    ($1,000 ÷ 100 units)
    $6.98
    ($1,000 ÷ 143.3 units)

    For illustration purposely only

  • Eligibility
    • Brunei citizens / permanent residents / foreigners
    • Minimum age of 18 years old; for minor aged 18 below, investment account to be opened jointly with parent or guardian
    • Account holder of BIBD
  • Requirements
    • Open a trading account with BIBD (no initial deposit and minimum amount is required). This account will be used solely for the trade settlement with BIBD Securities and income proceeds from your investment.
  • How to Apply
    Step 1 Open a Trading Account
    at any BIBD Branches

    Required Documents

    • Original identity card or passport
    • Original birth certificate(for dependent account)
    Step 2 Visit BIBD Securities
    • Original identity card or passport
    • Original birth certificate(for dependent account)
    Step 3 Start Investing
    • Complete required documents
  • Investment Amount
    • Minimum 1,000 in the respective fund currency for lump sum investment
    • Minimum 100 in the respective fund currency for Monthly Investment Plan
  • Fees
  • Product Disclosure Sheet

    Please read this Product Disclosure Sheet before you decide to invest in mutual fund.

  • Terms and Conditions

    Click to view the Terms and Conditions of Mutual Fund.

    Disclaimer:
    This is not a prospectus but an advertisement and investors should not subscribe for any securities referred to in the advertisement except on the basis of information in the prospectus.