Mobile Banking

BIBD Mobile offers you a convenient and safe way to perform your everyday banking needs direct from your Android or iOS phone.

BIBD Mobile Banking


  • Account balances in your Current, Savings, Investment, Financing and Credit Card accounts.
  • View transaction history and get up-to date information.
  • Transfer money between BIBD accounts, locally within other banks in Brunei and also internationally.
  • Make payments with your smartphone using Virtual Prepaid MasterCard or BIBD eTunai.
  • Purchase eVouchers.
  • Pay Bills for all major merchants in Brunei including your BIBD credit cards.
  • Instant Electricity (DES) and Mobile (DST & PCSB) Top-ups.
  • Latest foreign currency exchange rates.
  • View latest BIBD news and promotions.
  • Check ATM operational status.
  • Operating times and branch locations.
  • Customer service mobile chat.
  • Cardless ATM cash withdrawals.
  • eTunai merchant information and locations.
  • Check Hadiah points balance.
Virtual Prepaid MasterCard

A prepaid card that gives you flexibility and control. Use it for online shopping, pay bills, top-up prepaid mobile and electricity credits, transfer and receive funds too. All these and with worldwide acceptance at Mastercard on-line merchants. Simply register, activate and load your BIBD Virtual Prepaid MasterCard via BIBD Mobile.

  • Introducing BIBD Virtual Prepaid Card


  • Register Virtual Card for BIBD Account Holder


    Transfer funds to the recipients' phone number via BIBD Virtual Prepaid MasterCard

    It takes only a few steps to transfer funds from one virtual prepaid card to another instantly. Simply use your phone contact directory on your smartphone to select the recipient or you can set up your favorite list for quick and easy transfers. Invite your family members, friends and colleagues to use BIBD Mobile and BIBD Virtual Prepaid MasterCard using the send invitation functionality.

  • Transfer to Virtual Card


  • Topup your own Virtual Card


Virtual Card Terms and Agreement

Enjoy paying with your smartphone for goods and services at participating merchants by deducting from your Virtual Prepaid Mastercard and Credit Card in addition to your bank account and/or Hadiah Points. Virtual Prepaid MasterCard holders can also reload balance or withdraw cash at our selected eTunai merchants.

  • eTunai Guide
  • eTunai
  • Register and Activate
  • Paying with eTunai
  • eTunai on mobile
  • Via QR Code
  • Select payment
  • Successful payment
Hadiah Points

BIBD rewards you with Hadiah points whenever you make purchase with your BIBD Debit or Credit Cards and you can check your Hadiah Points balance directly on your mobile with BIBD mobile app.


Registration to BIBD Mobile is simple and hassle-free, without the need to visit a branch and sign any forms. Simply download the BIBD Mobile Application, provide your Debit Card number along with PIN and follow the simple steps to register yourself online.

If you are already a BIBD internet banking user, simply use your existing username and Internet PIN along with the hardware token to start using BIBD Mobile.

For even more convenience, simply create a mobile password that can be used in place of your hardware token. With BIBD Mobile, you can now manage your finances whenever and wherever you are.

Stay Connected

Get the BIBD Mobile App