Personal

BIBD Mastercard Classic

Enjoy your Credit Card with confidence and experience the benefits our Credit Cards have to offer as your financial needs evolve over time.

BIBD MasterCard Classic

Features & Benefits

  • Rewarded with 2 Hadiah Points for every B$1 spent on the Card inclusive of cash advance.
  • Hadiah Points can be redeemed for cash, air miles, fee waiver, donate to charities, bill payment and payment via eTunai.
  • Convert purchases into an affordable 0% monthly installment scheme with BIBD Easy Payment Plan.
  • Acceptable worldwide at over 36 million merchants and 2 million ATMs including online transaction.
  • Automatically covered with Takaful Coverage for Travel Personal Accident, Purchase Protection and Schedule Flight Event (Musafir).
  • Protected with an additional layer of security when shopping online with Mastercard SecureCode.
  • Enjoy yearlong and seasonal discounts through exclusive offers from a wide variety of merchants locally with BIBD Treats and Delights.
  • Shariah Concept
    • Al-Kafalah bil Mal (guarantee)

      Under the concept of Al-Kafalah bil Mal, BIBD guarantees to the Merchant the payment for the goods or services purchased by the Cardholder.

    • Al-Wakalah bil Ujrah (agency concept)

      Under this concept, BIBD is acting on behalf of the Cardholder to administer the Cardholder's payment to the Merchant and managing the Card Account with the imposition of a prescribed fee.

  • Eligibility
    • Brunei Citizens, Permanent Residents and Foreigners.
    • Principal Cardholders - Individuals aged 21 years and above.
    • Supplementary Cardholders - Individuals aged 18 years and above.
  • Required Documents
    • Identification card or passport.
    • Latest salary slip.
    • Statement of Current or Savings Account.
    • Confirmation letter of employment that states salary and contract (if applicable).
  • Required Collaterals
    • Assignment of Salary and/or Wakalah Term Deposit.
  • Fees
    • Annual Fee:
      Principal Cardholder - B$35.
      Supplementary Cardholder - B$15.
       
    • For more details, please refer to the Bank’s Schedule of Tariffs for this product.

Please read this Product Disclosure Sheet before you decide to take BIBD Mastercard Classic Credit Card. This factsheet should be read together with the Terms and Conditions governing the use of BIBD Credit Card.

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