Personal

BIBD Visa Gold

Enjoy the luxuries and finer things in life simply by having this Card at your disposal.

BIBD Visa Gold

Features & Benefits

  • Rewarded with 2 Hadiah Points for every B$1 spent on the Card inclusive of cash advance.
  • Additional 500 Hadiah Points rewarded for every monthly spending of B$2,000 and above.
  • An extra 1 Hadiah Point will also be rewarded for every B$2 overseas spent including online shopping.
  • Hadiah Points can be redeemed for cash, air miles, fee waiver, donate to charities, bill payment and payment via eTunai.
  • Comes with Visa payWave – a fast and easy payment method by simply wave and go.
  • Convert purchases into an affordable 0% monthly installment scheme with BIBD Easy Payment Plan.
  • Automatically covered with Takaful Coverage for Travel Personal Accident, Purchase Protection and Schedule Flight Event (Musafir).
  • Have access to Emergency Card Replacement and Emergency Cash Disbursement anyway around the world.
  • Protected with an additional layer of security when shopping online with 3D Secure & Verified by Visa.
  • Enjoy yearlong and seasonal discounts through exclusive offers from a wide variety of merchants locally with BIBD Treats and Delights.
  • Shariah Concept
    • Al-Kafalah bil Mal (guarantee)

      Under the concept of Al-Kafalah bil Mal, BIBD guarantees to the Merchant the payment for the goods or services purchased by the Cardholder.

    • Al-Wakalah bil Ujrah (agency concept)

      Under this concept, BIBD is acting on behalf of the Cardholder to administer the Cardholder's payment to the Merchant and managing the Card Account with the imposition of a prescribed fee.

  • Eligibility
    • Brunei Citizens, Permanent Residents and Foreigners.
    • Principal Cardholders - Individuals aged 21 years and above.
    • Supplementary Cardholders - Individuals aged 18 years and above.
  • Required Documents
    • Identification card or passport.
    • Latest salary slip.
    • Statement of Current or Savings Account.
    • Confirmation letter of employment that states salary and contract (if applicable).
  • Required Collaterals
    • Assignment of Salary and/or Wakalah Term Deposit.
  • Fees
    • Annual Fee:
      Principal Cardholder - B$120*.
      Supplementary - B$60 (waived up to 2 Cards only).
       
    • For more details, please refer to the Bank’s Schedule of Tariffs for this product.

    *Waived when a minimum of B$8,000 spent within 12 months period.

Please read this Product Disclosure Sheet before you decide to take BIBD Visa Gold Credit Card. This factsheet should be read together with the Terms and Conditions governing the use of BIBD Credit Card.

Stay Connected

Get the BIBD Mobile App