Personal

Current

A current account facility in your choice of foreign currencies.
 

Features & Benefits

  • Flexibility to transact in any of the 6 major foreign currencies:  AUD, CNY, EUR, GBP, SAR and USD
  • Track your transactions and account balance through BIBD Online & Mobile
  • Withdraw your money in local or foreign currency units at any of our branches *
  • Remittances facilities
  • Shariah Concept
    • Wakalah

      The Depositor ("Muwakkil") enters into a Wakalah Agreement with the Bank ("Wakil") and deposits a certain amount of money to the Bank to be utilized and invested in profitable Shariah-compliant transactions. The Depositor will be offered the expected profit rate from the Investments and the Bank will earn a Wakalah fee for the service rendered. Any amount that the Bank earns in excess of the Depositor's expected profit (after deducting the Wakalah fee) will be retained by the Bank as incentive

  • Eligibility
    • Brunei Citizens and Permanent Residents
    • Foreign Citizens with valid working permit
    • Individuals aged 18 and above
  • Required Documents
    • Original identity card or passport
  • Requirements
    • Minimum opening deposit and monthly balance of;

      2,000 foreign currency units for AUD, EUR, GBP & USD

      5,000 foreign currency units for CNY

      3,000 foreign currency units for SAR
  • Fees
  • Profit Distribution
    • Nil

For more details, please refer to the Bank's Schedule of Tariffs or the list of applicable rates for this product.

Please read this Product Disclosure Sheet before you decide to take the Foreign Currency Current Account. Be sure also to read the General Wakalah Terms and Conditions of Deposit Products.

Click to view General Wakalah Terms & Conditions in English and Malay.

Guaranteed protection up to maximum BND 50,000.00 per depositor under the Deposit Protection Order 2010.

*  except the Mall, Rimba and Panaga

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