Sign up for our Mudharabah 3-in-1 Account to experience its unique features where you can get a personal chequebook,ATM card as well as passbook. You can also shop at ease using our ATM card at more than 250 local merchants (EFT-POS).

Profits

• Distribution is based on an pre-agreed ratio by both parties(70% for the client and 30% for the Bank)
• Calculated based on daily average balance for the month
• Automatically credited into the client’s account at the end of the month

Deposits

A minimum:

• Deposit of B$1,000.00
• Balance of B$500.00 to be maintained at all times.

Savings can be made in:

• Cash
• Cheque
• Standing Instruction
• Salary deduction

Facilities

Clients will enjoy the following facilities and privileges: -

• Issuance of
  - Passbook, Chequebook, and ATM card
• Deposits and Withdrawals
  - Transactions can be made at the counter with passbook, cheques and through ATMs
• Service charge
  - No service charge imposed for account balance below B$1,000.00
• Statement of accounts
  - Monthly bank statement will be mailed

Eligibility

• Brunei Citizens and Permanent Residents
• Individuals and Sole Proprietorship
• Brunei registered companies
• Aged 18 years and above
• Individual with basic salary BND$2,500.00 and above
• No third party authorization is allowed for sole-proprieto

Required Documentations

• Original I.C/ Passport
• Copy of Company Registration
• Salary payslip
• 6 months bank statement (for company)