There are times when your business needs that extra cash to tide over. Our Micro Credit Financing Scheme (MFS) enables our local SMEs to go further, allowing a maximum financing amount of BND 50,000. MFS caters for a wide range of industries, so whether you are in the industrial manufacturing sector or in consumer-based industries such as retail, food and beverage, or hospitality, your business is eligible to apply.

Open All / Close All

Products Offered

Cash Line (Naqad)

Term Financing

Standby Financing

Hire Purchase

Trade Line

Bank Guarantee


Type of Business Sole Proprietor, Partnership, Private Limited Company, Public Limited Company or Cooperative
Registration Companies registered or incorporated in Brunei Darussalam
Entity Ownership Company must be 100% owned by Citizen of His Majesty Paduka Seri Baginda Sultan dan Yang Di Pertuan Negara Brunei Darussalam.
Targeted Industry Sectors All types of businesses that are not against the laws and regulations of Shariah
(For full listing, please enquire from our corporate bankers.)
Other Criteria Business must be Shariah compliant.
The company or the owner must be clean from blacklist.
Priority will be given to: Entrepreneurs who are one of the following:
  • University graduate
  • Technical institutions graduate
  • Participant from Pusat Bimbingan Belia
  • Participant from Handicraft Centre
  • Future pensioners and retirees

Required Documents

For more details on required documents and securities, please speak to our Corporate Bankers.