Features & Benefits

  • Start saving for your future from the tender age of 15 years*.
  • Open your account with as low as BND 10.00.
  • Access the largest network of ATMs and bank branches across Brunei Darussalam.
  • Pay your Zakat conveniently using our Zakat counter services at any of our branches. (What is Zakat? Learn more.)

Shariah Concept

  • Wakalah

    The Depositor ("Muwakkil") enters into a Wakalah Agreement with the Bank ("Wakil") and deposits a certain amount of money to the Bank to be utilized and invested in profitable Shariah-compliant transactions. Depositor will be offered the expected profit rate from the Investments and the Bank will earn a Wakalah fee for the service rendered. Any amount that the Bank earns in excess of the Depositor's expected profit rate (after deducting the Wakalah fee) will be retained by the Bank as incentive. Learn more »


  • Brunei Citizens and Permanent Residents
  • Foreign students with valid student permit
  • Individuals aged 15 years and above
  • Must be a student at any educational institution either locally or overseas

Required Documents

  • An original copy of identity card (both front and back) or passport
  • A copy of birth certificate (for dependent account)

Fees and Requirements

  • Minimum Opening Deposit

    Minimum opening deposit of BND 10.00 is required.

  • Minimum Monthly Balance

    Minimum monthly balance of BND 50.00 is required.

For more details, please refer to the Bank's Schedule of Tariffs or the list of applicable rates for this product.

"Depositors of Bank Islam Brunei Darussalam are guaranteed protection up to maximum BND50,000 per depositor under the Deposit Protection Order 2010"